Tyre and rim insurance

You're covered for the repair of tyres that are damaged as the result of road hazards. If a tyre can't be repaired we'll pay for it to be replaced.

You're covered for the repair of rims that are damaged as the result of road hazards.

Please note: You're not covered for the replacement of rims. If a rim can't be repaired, our liability is limited to any resulting damage to the tyre.

• Accident, fire and theft.
• Alterations and modifications.
• Consequential loss.
• Contractual liability.
• Gradual causes (such as wear and tear, depreciation, mildew and fading).
• Intentional acts.
• Lack of maintenance.
• Costs that can be recovered from any other insurance or warranty.
• Amounts that exceed the reasonable replacement price of a damaged tyre.
• Repatriation costs.
• Sets and pairs.
• If any portion of a tyre's tread is below the limit stated in the National Road Traffic Act, No. 93 of 1996.
• Damage due to unlicensed or drunk driving.
• Cars used for business purposes or motor trade.
• Vehicles used for rental purposes.

You must submit claims within 30 days of the incident. Once we've authorised your claim, you must have the damaged items repaired or replaced by a service provider of our choice. The service provider must retain any items that they replace.

To be eligible for cover you must reside permanently in SA.

Your cover under this policy will end when:

• You sell the insured car. (You can't transfer this policy to your new car, and must take out a new policy.)
• The insured car is written-off, or is stolen or hi-jacked and not recovered.
• You tell us to end your cover.

Please note: When your cover ends it doesn't have a cash value.

We may deal with salvage in any reasonable way. However, you may not abandon any property to us, or any other party, after an incident.

We won't pay claims for any damage that happens before, or within 30 days of, the start date.